Leasing a new car (called personal contract hire) has become a common alternative to buying one on PCP (personal contract purchase) or hire purchase, especially for drivers who like the idea of changing cars every few years and want predictable monthly costs.
The basic idea is simple. You choose a new car, agree a contract length, set an annual mileage limit and pay a fixed monthly amount for the duration of the lease. At the end of the agreement, you hand the car back rather than buying it.
That can make leasing attractive, particularly if the monthly payments are lower than buying the same car on finance. Many leasing deals also allow you to add servicing and maintenance to the monthly cost, which can help make budgeting easier.
But comparing leasing deals is not always as straightforward as it looks. Most leasing websites are brokers or comparison services, rather than the companies actually funding the lease. They can help you find and arrange a deal, but the final contract is usually with a leasing company or finance provider behind the scenes.
That means the cheapest monthly payment is only part of the story. You also need to look at the upfront payment, contract length, mileage allowance, fees, delivery, availability and what happens if your circumstances change before the end of the lease.
What leasing websites actually do
Most of the websites listed below are leasing brokers. They search for available lease deals, help you configure the contract and then arrange the lease with a funder or leasing company. This is broadly similar to the way a car dealer may arrange a PCP or hire purchase agreement with a finance company, rather than lending you the money itself.
There are also leasing comparison sites, which let you compare offers from multiple providers in one place. These can be useful if you want to see a wide range of deals quickly, although you still need to check who is actually supplying the car and arranging the contract.
You can also lease directly through some car manufacturers or dealers. This can be worth checking, particularly if a manufacturer is supporting a specific model with a strong offer, but it can be harder to compare cars from different brands side by side.
The important point is that leasing websites are not all doing exactly the same job. Some are brokers, some are comparison sites, some focus more on business leasing, some also offer vans or salary sacrifice schemes, and some include used car leasing as well as new cars.
How to compare lease deals properly
The headline monthly payment is usually what catches your eye, but it can be misleading if you don’t compare like with like. A car advertised at £250 per month with nine months upfront may not be cheaper than a car advertised at £300 per month with three months upfront.
Always check the contract length, upfront payment and annual mileage allowance before comparing prices. A 24-month lease will often look different from a 36- or 48-month lease, while a 5,000-mile annual allowance may look cheap but become expensive if you actually drive 10,000 miles a year.
You should also check whether the advertised price includes VAT, road tax and delivery. Personal leasing prices should include VAT, but business leasing prices are often shown without VAT, which can make them look cheaper if you’re not paying attention. If you’re a private customer, make sure you’re looking at personal contract hire, usually called PCH, rather than business contract hire.
Fees can also vary. Some brokers charge an arrangement fee, processing fee or documentation fee, while others build their margin into the deal. That doesn’t necessarily make one better or worse, but the total cost should be clear before you apply.
Availability matters as well. Some offers are for cars that are already in stock, while others are factory orders that may take several months to arrive. If you need a car quickly, a slightly more expensive in-stock deal may be better than a cheaper offer with a long wait.
Finally, be realistic about mileage and contract flexibility. Leasing can work very well if your circumstances are stable, but it can be expensive if you need to end the contract early, change the mileage significantly or hand the car back with damage beyond fair wear and tear.
Leasing websites to compare
The following companies are all well-established leasing websites or brokers operating in the UK. This is not a ranking, and the right choice will depend on what car you want, how quickly you need it and what sort of contract suits your circumstances.
Some of the companies listed are commercial partners of The Car Expert. These are marked with an asterisk. Commercial partnerships do not affect the prices you see or the advice we give.
Leasing.com*
URL: leasing.com
Leasing.com is a comparison site rather than a leasing broker supplying cars directly. It lets you compare deals from multiple leasing providers, which can be useful if you want to see a broad range of offers for the same car or compare similar cars across different brands.
Type: Leasing comparison site
Covers: Personal and business leasing deals from multiple providers
Useful if: You want to compare lots of offers in one place
Watch for: You’ll usually be dealing with the provider behind the deal, not Leasing.com as the lease company
Leasing.com can be a useful starting point if you’re still working out what sort of car you want, as you can compare offers by make, model, budget, body style and other factors. It’s also useful for sense-checking whether a deal you’ve seen elsewhere is genuinely competitive.
As with any comparison site, check the detail behind each offer before assuming two prices are directly comparable. Make sure the upfront payment, contract length, mileage allowance, fees and delivery terms match before deciding which deal is better value.
Since 2021, Leasing.com’s vehicle ratings have been powered by The Car Expert’s Expert Rating Index, helping customers see how cars have been reviewed and rated by professional journalists across the UK motoring media.
Select Car Leasing*

URL: selectcarleasing.co.uk
Select Car Leasing is one of the better-known UK leasing brokers, offering personal and business leasing across a wide range of cars and vans. Its website includes search tools, electric car sections and leasing explainers for customers who are new to the process.
Type: Leasing broker
Covers: Personal leasing, business leasing, electric cars and vans
Useful if: You want a large leasing broker with a broad range of deals and guidance
Watch for: Check any special offer, price-match or stock-availability terms before relying on them
Select Car Leasing is likely to be useful if you already know the type of car you want and want to compare different contract lengths, mileage allowances and upfront payments. The site also provides leasing guides and car information, which can be helpful if you’re weighing up leasing against PCP or buying outright.
As with any broker, check whether the advertised car is in stock or a factory order, and make sure you understand any arrangement fees and delivery terms before proceeding.
First Vehicle Leasing*

URL: firstvehicleleasing.co.uk
First Vehicle Leasing is a long-established leasing broker offering cars, vans and pick-ups for customers across the UK. The site includes new car lease deals, special offers and information for customers who want a clearer explanation of how leasing works.
Type: Leasing broker
Covers: Personal and business car leasing, vans and pick-ups
Useful if: You want a straightforward broker site with new car and commercial vehicle leasing options
Watch for: Check whether the car is in stock or a factory order, especially if timing matters
The site lets you browse current offers or search for a specific make and model. If you’re flexible on colour and specification, in-stock cars may be available sooner, while factory orders may give you more choice but involve a longer wait.
First Vehicle Leasing may also be useful for small business users looking at vans or pick-ups as well as cars. Private customers should make sure they’re comparing personal lease prices rather than business contract hire prices.
Driveway Leasing*

URL: drivewayleasing.co.uk
Driveway Leasing is a fleet finance and leasing broker based in Nottingham, offering lease deals across a range of manufacturers. The business works with dealer group Evans Halshaw, giving it access to a large network of locations and vehicles around the country.
Type: Leasing broker
Covers: Personal and business leasing
Useful if: You want a broker linked to a wider dealer network
Watch for: Check delivery, stock availability and any optional maintenance costs before applying
The site allows customers to adjust contract length, mileage and upfront payment to see how these affect the monthly cost. Road tax and manufacturer warranty are generally included with new car leasing, while optional maintenance packages may be available depending on the car and contract.
As with any lease deal, look beyond the monthly price. Check the total payable over the contract, the mileage allowance, excess mileage charges and whether the deal is available to personal customers or business users only.
AA Lease*

URL: theaa.com/leasing/cars
AA Lease is the car leasing service offered through the AA, with the leasing operation managed by Wessex Fleet Solutions. It offers personal and business lease deals across a range of cars and vans.
Type: Leasing broker
Covers: Personal leasing, business leasing, electric cars and vans
Useful if: You like the familiarity of the AA brand and want leasing alongside wider motoring services
Watch for: The leasing service is operated by a specialist provider, so check the contract provider and terms carefully
AA Lease may appeal to customers who prefer a well-known motoring brand rather than a broker they have not heard of before. The site includes deals from many familiar car brands, with personal and business options clearly separated.
As always, check whether the advertised price includes VAT, delivery and any broker or processing fee. If the offer mentions collection at the end of the lease, check the terms and any charges that may apply.
DreamLease*

URL: dreamlease.co.uk
DreamLease is a Buckinghamshire-based leasing broker offering cars for personal users, businesses and fleets. The website is built around quick searching, current offers and the ability to adjust upfront payment, mileage and contract length.
Type: Leasing broker
Covers: Personal leasing, business leasing, electric cars, vans and salary sacrifice
Useful if: You want to adjust lease terms easily and compare how they affect monthly payments
Watch for: Make sure any special offer suits your actual mileage and contract needs, not just your ideal monthly budget
The site’s search tools make it easy to see how changing the initial rental, term and annual mileage affects the monthly payment. That can be useful if you’re trying to balance the upfront cost against monthly affordability.
DreamLease also includes help pages and leasing explainers, which may be useful for first-time leasing customers. Before applying, check the total contract cost, any broker fees, availability and whether maintenance is included or optional.
VIP Gateway*

URL: vipgateway.co.uk
VIP Gateway is a Manchester-based leasing broker offering car leasing across the UK. The site highlights special offers, in-stock vehicles, electric cars, short-term leasing, used leasing and prestige vehicles.
Type: Leasing broker
Covers: Personal leasing, business leasing, electric cars, short-term leasing and prestige cars
Useful if: You want to browse a wide mix of lease categories and special offers
Watch for: Check whether offers are personal or business prices, and whether short-term or used leasing terms differ from standard new car leasing
VIP Gateway may be useful if you’re browsing more widely rather than searching for a single specific car. Its categories make it easy to look at current offers, electric models or prestige vehicles.
As with any leasing broker, check the detail behind the offer before applying. The monthly price is only meaningful when you know the upfront payment, contract length, mileage allowance, fees and delivery timing.
Rivervale Leasing*

URL: rivervale.co.uk
Rivervale Leasing offers personal and business leasing, with cars and vans available across a wide range of brands. The site makes it easy to switch between personal and business quotes, which is useful because business prices can appear cheaper if VAT is not included.
Type: Leasing broker
Covers: Personal leasing, business leasing, cars and vans
Useful if: You want clear personal and business leasing options in one place
Watch for: Make sure you’re viewing the right quote type and VAT treatment for your circumstances
The website allows you to search by manufacturer, body style, budget and other preferences. This can be helpful if you know roughly what kind of car you want but are open to different makes or models.
Rivervale also provides leasing advice and guidance, which can be useful for customers who are comparing leasing with PCP or other forms of car finance. Before applying, check stock availability, fees, delivery and the total amount payable over the lease.
Fleet Sauce*

URL: fleetsauce.co.uk
Fleet Sauce is a Wrexham-based leasing broker offering car leasing, van leasing and salary sacrifice schemes. It has a particular focus on business users, although personal leasing deals may also be available.
Type: Leasing broker
Covers: Personal leasing, business leasing, vans and salary sacrifice
Useful if: You want a broker with a strong business and fleet focus
Watch for: Make sure you’re comparing personal lease prices if you’re a private customer, rather than business prices before VAT
Fleet Sauce may be most relevant for sole traders, company car users and businesses looking beyond a single personal lease. The site includes search tools by budget, mileage and vehicle type, as well as leasing advice.
Private customers should take extra care to check that the price shown is for personal contract hire and includes VAT. Business leasing can look cheaper because prices are often shown differently, so comparing the wrong figures can be misleading.
Carparison*

Carparison is a leasing broker offering personal and business lease deals, with a site built around budget-based searching and current offers. It separates personal and business leasing clearly, which is helpful for customers who want to avoid comparing the wrong type of contract.
Type: Leasing broker
Covers: Personal leasing, business leasing, cars and vans
Useful if: You want a clear personal/business split and budget-led searching
Watch for: Check stock status and any fees before assuming a listed offer is immediately available
Carparison allows customers to search by make and model or use more detailed filters to narrow down available deals. It also includes advice pages explaining lease fees, ordering and whether leasing is suitable.
As with other brokers, check the total lease cost rather than focusing only on the monthly payment. The same car can look very different depending on upfront rental, term and mileage.
LeaseLoco*

URL: leaseloco.com
LeaseLoco is another leasing comparison site, built around helping customers compare deals by monthly budget as well as make and model. It can be useful if you know roughly how much you want to spend each month but are open to different cars.
Type: Leasing comparison site
Covers: Personal and business leasing deals from multiple providers
Useful if: You want to compare cars by monthly budget and value
Watch for: Make sure you’re comparing the same upfront payment, mileage and term before judging the monthly price
One of LeaseLoco’s main features is its deal-scoring system, which is designed to show how strong a lease offer is compared with similar deals. That can be helpful, but it should not replace checking whether the car, contract terms and provider suit your needs.
The site also lets you save cars and track price movements, which may be useful if you’re not in a hurry and want to wait for a better deal. As with any comparison service, the important thing is to check the provider behind the offer and read the contract details carefully before applying.
Gateway2Lease*

URL: gateway2lease.com
Gateway2Lease offers new and used car leasing, as well as vans and pick-ups for commercial customers. The site highlights personal and business deals, electric car offers and vehicles that are in stock.
Type: Leasing broker
Covers: Personal leasing, business leasing, used leasing, vans and pick-ups
Useful if: You want to compare new, used and commercial lease options
Watch for: Used leasing and commercial vehicle terms may differ from standard new car personal leasing
The site lets you filter models by trim, fuel type, CO2 figures and other criteria. It also marks cars that are in stock, which can be useful if delivery timing is important.
Gateway2Lease also uses its own scoring system for deals. Treat this as one piece of information rather than a final verdict, and still check the contract terms, provider, fees, mileage and delivery before applying.
Hippo Leasing

URL: hippoleasing.co.uk
Hippo Leasing is part of the Hippo Motor Group and offers both new and used car leasing. Used car leasing is less common than new car leasing, so this may be worth comparing if you’re more interested in monthly cost than having a factory-fresh car.
Type: Leasing broker and dealer group service
Covers: New car leasing, used car leasing and business leasing
Useful if: You want to compare new and used leasing options
Watch for: Used lease cars may have different warranty cover, mileage, condition and maintenance considerations
Hippo’s used leasing section makes it different from many brokers that focus mainly on new cars. That can be attractive if the monthly cost is lower, but check the age, mileage, warranty cover and condition of any used car carefully.
With any used lease, make sure you understand what’s covered if something goes wrong, what maintenance is included or optional, and how the car’s condition will be assessed when you return it.
Auto Trader

URL: autotrader.co.uk
Auto Trader offers a leasing comparison section alongside its wider new and used car marketplace. It’s not a specialist leasing broker in the same way as many of the companies listed above, but it can be useful if you’re already researching cars on Auto Trader and want to compare lease options at the same time.
Type: Leasing comparison site
Covers: Personal leasing deals from selected providers
Useful if: You want leasing options alongside car reviews, listings and general buying information
Watch for: Choice may be narrower than specialist leasing comparison sites
Auto Trader’s leasing pages include explanations of how leasing works, along with search tools that let you narrow deals by make, model, budget and other criteria.
It may be a useful place to start if you’re still researching the car as well as the finance route, but it’s worth comparing the same model on specialist leasing sites before deciding. The best lease deal may not be the first one you find.
Leasing a new car direct from the manufacturer
Several car manufacturers now promote personal lease deals alongside traditional new car finance offers. These can be worth checking, particularly if a brand is offering strong support on a specific model or trim level.
Leasing directly through a manufacturer or dealer can feel simpler because you’re dealing with the brand’s own retail network. You may also find offers that include servicing, maintenance or other incentives, depending on the model and the campaign at the time.
The downside is choice. Manufacturer sites usually only show that brand’s cars, so you cannot easily compare similar models from different manufacturers. They may also focus on specific versions or stock cars, rather than every possible trim, engine, colour or option combination.
If you visit a showroom, the dealer can usually quote a personal lease on most new cars in the range. That does not automatically mean it will be cheaper than a specialist broker, so it’s worth comparing a dealer quote with independent leasing sites before signing anything.
Final leasing checks before you apply
Before applying for any lease deal, make sure you’re comparing the total cost rather than just the monthly payment. Add together the upfront rental, monthly payments, fees and any delivery charge to understand what the lease will really cost over the full contract.
Check that the mileage allowance is realistic. A lower mileage limit can reduce the monthly payment, but excess mileage charges can add up quickly if you underestimate how much you drive. It’s usually better to choose a realistic allowance from the start rather than hope you’ll drive less than normal.
Make sure you know whether maintenance is included, optional or excluded. A maintenance package can make budgeting easier, but it may not always be worth the extra cost depending on the car, contract length and mileage.
Finally, think carefully before taking out a lease if your circumstances may change. Leasing can be a good option if you want a fixed-term arrangement and you’re confident about your mileage and budget, but ending a contract early can be expensive. If you’re not sure leasing is right for you, read our guide to personal contract hire before choosing a deal.
More car leasing information
Additional reporting by Tom Johnston, Sean Rees and Andrew Charman. Originally published in April 2021, most recently updated June 2026.
*The Car Expert has commercial partnerships with AA Lease, Carparison, DreamLease, Driveway Vehicle Solutions, First Vehicle Leasing, Fleet Sauce, Gateway2Lease, LeaseLoco, Leasing.com, Rivervale Leasing, Select Car Leasing and VIP Gateway. If you click through to their websites, we may receive a small commission. This does not affect the price you pay.